Stop Garnishment | Roanoke Attorney
Significant debt can cause you to spend sleepless nights worrying about foreclosure or trying to decide which bills you can pay this month. At a time when your finances are already stretched to their limits, you cannot afford to lose any portion of your income. Unfortunately, garnishment of wages and bank accounts is a typical means of debt collection used by creditors.
Michael D. Hart, P.C., can help you put an end to garnishment by filing for bankruptcy protection in Roanoke. With more than two decades of experience, our professional attorneys will address the current problem as well as the underlying issues that led to the garnishment.
Stop Creditors From Garnishing Your Wages And Bank Accounts
When you meet with an attorney at Michael D. Hart, P.C., we will take the time to understand your entire financial situation, and help you determine whether filing under Chapter 7 or Chapter 13 in Virginia is the best option for you to stop garnishment.
To ensure that we can stop wages and bank account garnishment as quickly as possible, we file your bankruptcy petition and an application to quash the garnishment on the same day.
- Garnishment of wages: On average, it takes about two weeks for your employer to stop garnishing wages
- Garnishment of funds in bank accounts: It takes approximately seven to 10 days before your bank accounts are unlocked
- Domestic support obligations: Bankruptcy laws do not allow us to stop wage garnishment for domestic support obligations, but we can still help you. If you have past-due child support or alimony, Chapter 13 provides a way to manage the obligation.
Can I Recover Any Garnished Funds?
For many individuals, it is possible to recover money that has been recently withheld. Although recovery may be possible in your case, there are time limitations and complex rules regulating which garnishments are eligible. To allow us to better assist you, contact us immediately and bring your last pay stub to your free initial consultation.
Act Fast To Keep Your Hard-Earned Money
We understand that if your wages are being garnished, money is already an issue. At our law firm, you can speak directly to a lawyer in your complimentary meeting. Reach us online or by calling 540-627-6520.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.