Credit cards can be effective tools when Virginia residents are planning a vacation. This is because many cards offer cash back, airline miles or other perks that can be used to pay for a hotel or a rental car. However, using a credit card can also make a vacation...
Month: July 2019
Credit card debt may be harder for women to repay
Credit card debt levels continue to rise in Virginia and throughout the country. The average credit card debt balance is $5,700, and women tend to have more difficulty paying down their balances in full. There are many possible reasons to explain why this may be the...
FTC reveals entire industry behind robocalls
A recent crackdown by the Federal Trade Commission revealed that robocall operations out of Virginia and other states were tied to large illegal organizations. This most recent action by the FTC targeted groups that tried to sell fake products, multilevel marketing...
Tips for dealing with a debt collection lawsuit
Some people in Virginia who have unpaid debt might eventually face one or more lawsuits. This can be stressful, and individuals who have no money may be tempted to ignore them. However, there are steps people can take to defend themselves against these lawsuits and...
Couple caught in bankruptcy scheme after overlooking small detail
In the dawning days of the Internet age, there were only a few fonts to choose from. Times New Roman, of course, was the standard font that everyone using the early versions of Microsoft Word relied upon. The options were few, but the technology was new and...
The pros and cons of having multiple credit cards
It isn't uncommon for Virginia residents and others to have more than one credit card. In fact, there can be a variety of benefits to having multiple cards. Those benefits include having more money to handle an emergency situation and a greater chance of having a...