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Michael D. Hart, P.C.
Helping You Move Forward Free Of Financial Problems
Areas & Topics

April 2020 Archives

Exempt versus non-exempt assets in a Chapter 7 bankruptcy

Being unable to pay your bills is a serious matter, especially when you want to get the creditors taken care of. Unfortunately, some of life's circumstances won't make this possible. If you're in a position in which you're unable to pay your bills, you might consider filing for bankruptcy. A Chapter 7 bankruptcy is one of the options that you have.

Will your credit card debt land you in jail?

There are many consequences that come with owing a significant amount of credit card debt. One of the things you may find yourself dealing with is constant contact from creditors and debt collectors. They may call at all hours, demanding payments. Sometimes, their efforts can become hostile, and you may not be sure what to do next.

Know the benefits of filing Chapter 7 bankruptcy

When you realize that you can't pay your bills, you might start to look at ways to make ends meet. The downturn of the economy may mean that you don't have all the options at your disposal that you might have previously had. For some people, sudden job loss or emergency medical bills leave them needing to find a way to satisfy creditors. One option you might consider is filing a Chapter 7 bankruptcy.


Michael D. Hart, P.C.
19 Church Street Southwest
Roanoke, VA 24011

Phone: 540-627-6520
Fax: 540-342-7655
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COVID-19 Notification: Our office remains open and available to serve you during the COVID-19 crisis. Travel to appointments here is permitted, and we are offering our clients and potential clients the ability to meet with us in person and via telephone. Please call our office to discuss your options. The safety of our clients and employees is of the utmost importance.