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Michael D. Hart, P.C.
Helping You Move Forward Free Of Financial Problems
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An automatic stay might give you the protection you need

When you are facing big debt problems and considering bankruptcy, there are many things it can be critical to be aware of. One is what protections the bankruptcy process typically provides. One such protection that individuals might find particularly attractive is the automatic stay.

The most common reasons people file for bankruptcy

Time and money are two life aspects that are always interacting with us moment-by-moment. The decisions we make are easily influenced by the amount in our bank account or available line of credit. The thought of facing your credit score or really looking at how much debt you have can induce a tremendous amount of fear and anxiety.

Stopping debt collector harassment

For borrowers struggling to pay back debts, harassment from collection agencies only aggravates the problem. Unfair collection practices make victims feel helpless and humiliated. However, borrowers and victims of unfair debt collection have rights.

Why filing for bankruptcy makes financial sense for some

Financial burdens arise for various reasons in life. Despite the story that led you to consider bankruptcy, seeking solutions to an unmanageable money trap is commendable. Not everyone has the courage to face a financial disaster that is directly attached to your wellbeing. Examining legal options to alleviate the burden of lenders owed often signifies maturity in handling future financial responsibilities.


Michael D. Hart, P.C.
19 Church Street Southwest
Roanoke, VA 24011

Phone: 540-627-6520
Fax: 540-342-7655
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COVID-19 Notification: Our office remains open and available to serve you during the COVID-19 crisis. Travel to appointments here is permitted, and we are offering our clients and potential clients the ability to meet with us in person and via telephone. Please call our office to discuss your options. The safety of our clients and employees is of the utmost importance.