You have debt. This is not unusual. It seems that everyone carries a certain amount of debt, even if it is only a mortgage, car loan and student loan. However, you may find your paycheck does not stretch as far as it once did, and the number of envelopes or email...
Elderly people in Virginia and nationwide are finding it more difficult to make ends meet. As a result, an increasing number of people are filing for bankruptcy later in life. There are a number of factors that are contributing to the problem, including major...
If you have unmanageable debt, bankruptcy can give you a chance to refocus your finances. By filing for bankruptcy, your debts are forgiven.Now, a few cons. Although the purpose of bankruptcy is to alleviate some financial stress, the process costs money. Ironically,...
Virginia consumers who are struggling with insurmountable debt may file for personal bankruptcy in order to find relief. Chapter 13 bankruptcy is available for people with higher incomes than the threshold required for a Chapter 7 liquidation bankruptcy. It has some...
People in Virginia who are struggling with debt might wonder whether they should file for bankruptcy and what type of bankruptcy they should file for. They might also wonder whether they would still be able to get a car loan after filing for bankruptcy.There are two...
Credit cards can be effective tools when Virginia residents are planning a vacation. This is because many cards offer cash back, airline miles or other perks that can be used to pay for a hotel or a rental car. However, using a credit card can also make a vacation...
Credit card debt levels continue to rise in Virginia and throughout the country. The average credit card debt balance is $5,700, and women tend to have more difficulty paying down their balances in full. There are many possible reasons to explain why this may be the...
A recent crackdown by the Federal Trade Commission revealed that robocall operations out of Virginia and other states were tied to large illegal organizations. This most recent action by the FTC targeted groups that tried to sell fake products, multilevel marketing...
Some people in Virginia who have unpaid debt might eventually face one or more lawsuits. This can be stressful, and individuals who have no money may be tempted to ignore them. However, there are steps people can take to defend themselves against these lawsuits and...
In the dawning days of the Internet age, there were only a few fonts to choose from. Times New Roman, of course, was the standard font that everyone using the early versions of Microsoft Word relied upon. The options were few, but the technology was new and...